PROPERTY INSURANCE

Fire Insurance / Property All Risk / Industrial All Risk

Insurance that covers loss of or damage to property by fire, natural disasters (including floods, landslides, earthquakes and volcanic eruptions caused), riots, or other damages arising from an event that suddenly, except by the things excluded in the exclusion in the policy. In addition, also provided guarantees for any loss as a result of business interruption resulting from fire, natural disasters, riots, or other damage. Warranty provided by this policy is the loss of property which is usually charged, including residential houses, factories, office buildings, hotels, apartments, shopping centers, etc.

VEHICLE INSURANCE

Motor Vehicle Insurance (Motor Insurance)

Insurance that covers loss or damage of Motor Vehicles and / or interest insured directly caused by the collision, collisions, inverted, slipped / fell, evil deeds of others, theft and fire.

CARRIAGE OF INSURANCE

Marine Cargo Insurance

Insurance that covers loss of or damage to property during the delivery / transported from one place to another either by land conveyances (trucks, trains, trailers), marine (boat) or air (plane). Guarantee given, among others, “all risks”, which guarantee all the risks that lead to losses due to risk-senile mentioned in the policy such as fires, transport accidents (marooned, stranded, sunk, upside down, a collision), loading and unloading at the port of emergency, earthquake earth, volcanic eruptions, dumping goods into the sea (jettison), the contribution of common losses (general average) and other causes.

INSURANCE OF MONEY

Money Insurance

Insurance that covers loss of money the insured for any loss as a result of theft (with violence), robbery, etc. as guaranteed in the policy during storage either in money (Safe), whilst in transit from one place to another, during insured money saved from the cashier’s Box.

Type of Insurance Money (Money Insurance):

• Insurance Cash In Safe (CIS)
• Insurance that guarantees the insured that the loss of money stored in the safe, vault or other money storage.
• Insurance Cash In Transit (CIT)
• Insurance to cover lost money insured during the delivery from one place to another.
• Insurance Cash In cashier’s Box (CICB)
• Insurance that guarantees the insured when the loss of money saved at the checkout or counter-counter where the transaction is conducted.
• Insurance Fidelity Guarantee (FG)
• Insurance that guarantees the insured loss of money due to employee dishonesty that is trusted to manage money.

BURGLARY INSURANCE

Insurance risks to ensure revealed, theft accompanied by acts of coercion and vandalism.

ENGINEERING INSURANCE

Insurance guarantee damage or loss caused material damage and liability to third parties during construction (construction) or at the time of installation (erection), as well as damage to or loss of machinery or electronic equipment.

INSURANCE SURETY BOND

Is a form of guarantee which the Surety (insurance company) guarantees principal (contractor / vendors / suppliers) will undertake the obligations on a performance / importance to the Obligee (Bowheer / Beneficiary) as per the contract / agreement between the Principal and Obligee.

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